AI Bank & Credit Card Statement Analyzer

Turn your financial history into financial wisdom.

SpendHub uses Google Gemini AI to analyze transactions from both bank and credit card statements, effortlessly track subscriptions across all your accounts, and let you chat with an AI assistant about your finances to uncover actionable insights.

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Bank-Grade Privacy
CSV & Excel Support

Simple Workflow

Your data, decoded in seconds.

01

Upload CSV Statements to AI

Use our file picker to securely load both bank and credit card CSV/Excel statements for instant analysis.

02

Smart Mapping

SpendHub instantly recognizes common merchants, automatically mapping them to the right categories for you.

03

Analyze

Gemini AI scans for patterns, lifestyle creep, and savings opportunities you might have missed.

Complete Clarity over Credit & Banking

SpendHub isn't just a list of rows. It's a comprehensive platform for understanding your entire financial footprint.

Chat with your Transactions

Ask 'How much did I spend on coffee in Soho?' or 'List my top 3 grocery bills' for instant answers.

Subscription Tracking

Never forget a renewal. We detect hidden recurring costs and service end-dates automatically.

Anonymized Processing

Your security is paramount. Transaction data is anonymized before being analyzed by the AI engine.

Pattern Detection

Visualize month-over-month comparisons to see exactly where your spending habits are shifting.

Pricing Plans

Choose your level of insight

All tiers include our high-performance import tool. Just pick the volume you need.

Monthly
YearlySave 20%

Basic

£0 / mo

For casual tracking.

  • 50 transactions/mo
  • 10 AI Chat messages
  • Full CSV & Excel Import
  • Basic Habits Analysis
Start for Free
MOST POPULAR

Pro

£5 / mo

Billed monthly

For deeper perspective.

  • 500 transactions/mo
  • 100 AI Chat messages
  • Advanced Pattern Detection
  • Unlimited History Review
Get Pro Now

Power

£15 / mo

Billed monthly

For total financial clarity.

  • Unlimited Transactions
  • Unlimited* AI Chat messages
  • Priority AI & PDF Reports

*Unlimited AI subject to fair use policy (500/mo).

Get Power

Frequently Asked Questions

Quick answers to common questions about our platform and AI engine.

How do I track subscriptions from my bank or credit card statements?

SpendHub acts as an AI app to track subscriptions directly from all your uploaded statements. Just select your CSV or Excel files, and our Gemini engine identifies recurring charges instantly across both your bank and credit card transactions.

Can I chat with an AI about my bank and credit card statements?

Yes! After uploading your CSV statements to our AI engine—whether from a checking account, a credit card, or both—you can freely chat with our interactive AI financial assistant. Ask it questions about your spending habits, highest expenses, or budget trends across all your accounts to get immediate, actionable insights.

Is my data shared with others?

No. Your data is private and encrypted. AI processing is done via enterprise APIs where data is not used for training public models.

Can I cancel my subscription anytime?

Yes. You can manage your billing directly in your account settings. For permanent account deletion and data erasure, please reach out to our support team.

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